Outlook Money
Go for a mediclaim policy that allows for longer hospitalisation.
Read the clauses concerning pre-existing diseases carefully and disclose them to your insurer at the time of buying to reduce chances of claim refusal later.
Check if the premiums and out-of-pocket payments are within your budget.
Choose a policy with minimal co-payment and sub-limits to keep your out-of-pocket expenses to a minimum.
Go for a policy with higher post-hospitalisation coverage to save on post-hospitalisation care.
Compiled By Himani Verma